tag:blogger.com,1999:blog-147534972012-01-03T11:04:18.650-05:00A Little Homely Help On How To Repair Your Credit Without Burning Your Cash And How To Get Free Credit Report OnlineJohncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.comBlogger1571100tag:blogger.com,1999:blog-14753497.post-1153014987651229992006-07-15T21:52:00.000-04:002006-07-15T21:56:27.716-04:00

Hi, I read this today in a forum and man this too counts. Fines that add up A $30 library fine or a $75 parking ticket. Who cares, right? Well, that could be changing, says Watts. More often nowadays, municipal governments are turning outstandingfines over to collection agencies, who have the ability to trash yourcredit rating if you don't pay up. Watts says that if a collectionagency reports

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com7tag:blogger.com,1999:blog-14753497.post-1152692520221567192006-07-12T04:17:00.000-04:002006-07-12T04:22:00.260-04:00

Hi,I saw an interesting video what a guy does with his energy especially at the end of the video.Lesson: If someone can do this with just his empty hands, what can you NOT do when you decide to work on your credit.Cheers,Johncy EdwardYour Trusted Credit Repair GuruPS: Did you see the movie here ? Technorati Tags: credit repair, bad credit repair, credit report repair, credit repair service, do it

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com3tag:blogger.com,1999:blog-14753497.post-1152689965999658782006-07-12T03:31:00.000-04:002006-07-12T03:39:26.020-04:00

Hi,I saw an interesting way to protect our PIN numbers:Q: I know it's not smart to write down personal identification numbers (PINs). But I have several and sometimes I can't remember them. What should I do? A: It's a very poor idea to write down a PIN anywhere that an unsavory person might find it. Useful trick: Write your PINs in your address book by entering them as part of the phone numbers

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1152543435094054682006-07-10T10:55:00.000-04:002006-07-10T10:57:15.123-04:00

Hi,I saw some of my friends starting a new blog:Here are 3 of them: Free Ebook For Kids Art Painting Wildlife Spyware ProtectionCheers,Johncy EdwardYour Trusted Credit Repair GuruTechnorati Tags: credit repair, bad credit repair, credit report repair, credit repair service, do it yourself credit repair

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1152542078343239182006-07-10T10:27:00.000-04:002006-07-10T10:34:38.370-04:00

Hi,This is the third part of the Credit Repair & Your Emotions:Ask for help.This is something many people miss out big.When we are in trouble, there's no harm in asking for help.If the successful people are to be studied an important trait in them is to ask for help when they needed it.Now that you are in the process of repairing your credit, we need all the help we can and don't hesitate to ask

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com8tag:blogger.com,1999:blog-14753497.post-1152463564036701402006-07-09T12:42:00.000-04:002006-07-09T12:46:04.230-04:00

The Law of Attraction. If you can see this video which runs a little over 70+ minutes, you are doing yourself a big favor.Johncy EdwardYour Trusted Credit Repair Guru

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com1tag:blogger.com,1999:blog-14753497.post-1151568064724930712006-06-29T03:57:00.000-04:002006-06-29T04:01:04.740-04:00

Hi, This is the part 2 of dealing with your emotions while you are at repairing your credit. Do NOT make excuses. There's no point making lots and lots of excuses to your creditor. They neither have the time nor have the inclination to listen to. What you can do instead is explain the past just needed and tell them what you are doing to rectify the situation. They would be more than

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com3tag:blogger.com,1999:blog-14753497.post-1151567111421245322006-06-29T03:38:00.000-04:002006-06-29T03:45:11.436-04:00

Hi,Almost everyone wants to earn just a bit of little more money right?The net is brimming with make money solutions and they are dime a dozen.there is no lack on the number of gurus who promises nirvana.One such thing is creating adsense sites. Today I posted an entry into a contest. It goes like this:Hi,If you expect to read an Adsense rah rah, I think you may have to look elsewhere.This is not

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1151384851916398432006-06-27T01:03:00.000-04:002006-06-27T01:07:32.353-04:00

Hi, this is first on my short series on Credit Repair and your emotions. First off, give yourself a break. Ok. Your credit is in a bad shape. You have messed up big time. But that should not keep you in the doldrums always. Being a subscriber of this blog, you have taken the very important first step. Congratulations. If not bring up your favorite blog reader and click on the link below:

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com5tag:blogger.com,1999:blog-14753497.post-1151293291927833192006-06-25T23:37:00.000-04:002006-06-25T23:41:31.980-04:00

Hi, This is a very vulnerable topic. I want to deal with your emotions as it has to do with credit repair. Not many people want to handle it. But it has to be done. Over the next few days, I'll share what I think about it and what you can do about it. Cheers, Johncy Edward Your Trusted Credit Score Guru technorati tags:Credit, repair

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com3tag:blogger.com,1999:blog-14753497.post-1150995038529000872006-06-22T12:47:00.000-04:002006-06-22T12:50:38.530-04:00

Hi,If you want to hear a teleseminar on Credit Repair by Donna Fox, please go to this page and register yourself:Free Credit Repair TeleseminarCheers,Johncy EdwardYour Trusted Credit Score Guru

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1150994283373636382006-06-22T12:34:00.000-04:002006-06-22T12:38:03.386-04:00

Hi,I just wrote the 1st part of the Article:Top 10 Ways To Protect Your Identity - Part 1:Here are the easy ways I believe you can protect youridentity from the dreaded thieves:1.Where do you put your PIN numbers and Usernames andpasswords? Don't keep them in your wallet. Don't keepthem in very obvious places like your car dashboard orkitchen cabinets.2.If you are using your Credit Card online,

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1150517873890184132006-06-17T00:13:00.000-04:002006-06-17T00:17:53.920-04:00

Hi,New Mexico is offering an "identity theft repair kit" in the wake of the theft of Veterans Affairs information on 26.5 million veterans and active duty military.............On the Net:►To download the repair kit: http://www.ago.state.nm.us or call 505-222-9000 for a copy.►For veterans suspecting identity theft: http://www.firstgov.gov or 1-800-FED-INFO►For one free copy of your credit report:

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1150494981961039112006-06-16T17:53:00.000-04:002006-06-16T17:56:21.983-04:00

Hi,I hope others too follow what these people are doing.The organization celebrated its fifth anniversary on Wednesday by ringing the opening bell at NASDAQ in New York’s Times Square, continuing the tour which began in Detroit in March. Through the program, hip-hop celebrities and financial experts target 18 to 35 year-olds and educate them on personal finance basics such as banking, credit

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1150350411077475942006-06-15T01:39:00.000-04:002006-06-15T01:46:51.090-04:00

Hi,If you are on Option Mortgage on your house, you need to run to this page:Are You On Option Mortgage?By the way, did you get my free report?Cheers,Johncy EdwardYour Trusted Credit Repair Guru

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1150083711938054472006-06-11T23:27:00.000-04:002006-06-11T23:42:01.166-04:00

Hi,Say you are on the market for a car. You go to a dealership and they do a credit check. You go to a different dealer, he does a credit check again.You go to yet another dealer after a week or so and he also does the credit check.Finally when you are ready to go in for the buying, you are shocked to hear the dealer worried at your credit score which was considerably lower than when you started

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1149995473827949152006-06-10T23:07:00.000-04:002006-06-10T23:11:13.840-04:00

Hi,Want to be a home owner?Protect your credit. Pay all bills on time. Limit the number of credit accounts you have, and avoid running your credit-card balances up to the limit. Keep some money in a savings account, if possible.Know your credit score. A mortgage consultant can help you review your credit report and advise you on what to do if erroneous information appears in your report. If your

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1149839499698476752006-06-09T03:45:00.000-04:002006-06-09T03:51:39.723-04:00

Hi,Once you have your credit report and your credit score, you will be able to tell where you stand and where many of your problems lie. If you have a poor score, try to see in your credit report what could be causing the problem:-Do you have too much debt? -Too many unpaid bills? -Have you recently faced a major financial upset such as a bankruptcy? -Have you simply not had credit long

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1149832927166381712006-06-09T01:29:00.000-04:002006-06-09T02:05:39.836-04:00

Hi,It's been a longtime no see as I had to attend several family functions one after the other.Now that I am back, I hope to talk to you often.Here's a story I read and I just wanted to tell you about that:Two women plead guilty in a schemeSincerely,Johncy EdwardYour Credit Repair GuruTechnorati Tags: credit repair, bad credit repair, credit report repair, credit repair services, repair credit

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1143608207566600842006-03-28T23:52:00.000-05:002006-03-28T23:56:47.583-05:00

Hi,If you are going to improve your credit score, then logic has it that you must understand what your credit score is and how it works. Without this information, you won’t be able to very effectively improve your score because you won’t understand how the things you do in daily life affect your score. If you don’t understand how your credit score works, you will also be at the mercy of any

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1143170844628829272006-03-23T21:22:00.000-05:002006-03-23T22:27:24.713-05:00

Hi,The BasicsBefore you start repairing your credit score, you need to know the basics. You need to know what a credit score is, how it is developed, and why it is important to you in your everyday life. Lenders certainly know what sort of information they can get from a credit score, but knowing this information yourself can help you better see how your everyday financial decisions impact the

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1143000167357735372006-03-21T22:57:00.000-05:002006-03-21T23:02:47.373-05:00

Hi,Over the next several weeks, here's what you'll accomplish if you follow this blog on a regular basis:•Define a credit score, a credit report, and other key financial terms•Develop a personalized credit repair plan that addresses your unique financial situation•Find the resources and people who can help you repair your credit score•Repair your credit effectively using the very techniques used

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1142915111878767312006-03-20T23:20:00.000-05:002006-03-20T23:25:11.893-05:00

Hi,This is your friendly neighbourhood Credit Repair Guru, Johncy Edward here.I am going to blog you more on Credit Repair and how to take control of your situation.There are many misconceptions about credit scores out there. There are customers who believe that they don’t have a credit score and many customers who think that their credit scores just don’t really matter. These sorts of

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1139810587750136422006-02-13T01:03:00.000-05:002006-02-13T01:03:07.820-05:00

Hi, Credit repair fraud affects some 2 million people every year in the United States, costing about $600 million annually, according to the FTC. Wasn't that interesting?If you don't want to be scammed again or if you want to know more about how you can do your own credit repair without losing your shirt will you pls send me an email to Johncy EdwardI look forward to helping you,Cheers, Johncy

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1139457137519826822006-02-08T22:52:00.000-05:002006-02-08T22:52:19.323-05:00

Hi,I'm astounded by the fact that how many people still fall for the false claims and faulty promises of the scamsters trying to rip people off their money. The Federal Trade Commission, U.S. Postal Inspection Service (USPIS), and eight state law enforcement agencies today announced a crackdown on 20 operations that deceptively claim they can remove negative information from consumers’ credit

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1139193867579826612006-02-05T21:44:00.000-05:002006-02-05T21:44:27.646-05:00

Hi,Here is a 7 Step plan on how to come up with a winning gamplan.Here you go:1.Don't use more than 30 percent of your total available credit. 2.When you pay off debt, keep the account open.3.Pay more than the minimum due each month on your credit cards.4.Keep credit applications to a minimum. Too many new accounts will lower your score.5.Credit card accounts will benefit your score more than

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1139112118448050512006-02-04T23:01:00.000-05:002006-02-04T23:01:58.506-05:00

Hi,This is the most important reason to prevent identity theft. Identity theft is becoming an increasingly large problem in the United States. One of the most common effects of identity theft is a debilitated credit score, as credit cards and bank accounts are often used to fund elaborate purchases, cash advances and other forms of financial theft.Cheers, Johncy Edward Your Trusted Credit Repair

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1139020833647325152006-02-03T21:40:00.000-05:002006-02-03T21:40:33.713-05:00

Hi.The FTC said consumers should avoid companies that:* Demand upfront fees before they provide any services.* Don’t tell you your legal rights and what you can do for yourself.* Tell you not to contact a credit repair company directly.* Advise you to dispute all the information on your credit report.* Suggest creating a “new” credit identity by using illegal means to create a new ersonal

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1138604899171630012006-01-30T02:08:00.000-05:002006-01-30T02:08:19.210-05:00

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1138167624166419242006-01-25T00:40:00.000-05:002006-01-25T00:40:24.210-05:00

Cash Advances With No Credit CheckThe no credit check policy of most cash advance companies makes the process of getting a cash advance loan fast and easy. If you go through the normal channels to get a loan, you have to wait for your credit check to come through and then wait on the loan company to decide whether or not you are eligible to get a loan. If you are in a financial bind, though,

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1138098167006569242006-01-24T05:13:00.000-05:002006-01-24T05:22:47.020-05:00

Hi,I saw a question on Yahoo Answers and here's my answerr to it.The question is: Is there anyway to file a complaint against the collector for providing questionable billings?You have Fair Debt Collection Practices Act to help you.Here are some of the important points:This law was established to ensure that consumers are treated fairly by debt collectors. All kinds of personal and household

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1138081802471738032006-01-24T00:50:00.000-05:002006-01-24T00:50:02.530-05:00

Getting A No Credit Check Cash AdvanceFor many people using a cash advance company is their only option, especially if they have bad credit. Most companies do not check your credit, which is a blessing for people with a less than stellar credit history. The no credit check policy also helps to make the entire process quicker, which means that you have the money in your hand much quicker. Most

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1137995293806687592006-01-23T00:48:00.000-05:002006-01-23T00:48:13.850-05:00

Christmas Shopping the Cash Advance WayChristmas time ushers in the time of gift giving and receiving from your friends and families. When you walk through the stores, you will find things to buy your friends and family that you think that they will love. What do you do when you don't have the money to purchase the gifts that you want to give your family and friends? Getting a cash advance is

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1137908195365294942006-01-22T00:36:00.000-05:002006-01-22T00:36:35.403-05:00

Breaking Cash Advance AddictionIf you are not careful you can become addicted to cash advance loans. They are so easy to get and are just waiting for you to need them. If used correctly, they are very handy to help you in a financial bind. You can easily borrow small amounts of money and then pay it back on your payday. However, when you use the cash advance loan company regularly, you become

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1137822254355596732006-01-21T00:44:00.000-05:002006-01-21T00:44:14.896-05:00

Getting a Quick and Easy Cash Advance LoanObtaining a quick cash advance loan is very easy and simple. Applying for a cash advance loan with a company that does not require a credit check is the first way to get a quick cash advance loan. This helps to speed up the process quite a bit and helps the cash advance company to give you an approval or rejection with a few days. You can also apply

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1137735499594019232006-01-20T00:38:00.000-05:002006-01-20T00:38:19.626-05:00

Payday Cash AdvancesLearning about finances is very important. This helps you to learn more about how you spend and budget your money and will help to keep you out of a financial bind. It is important to open your eyes to how quickly money can become a very serious problem because people refuse to take responsibility for their financial actions. Debt is a gradually increasing problem that

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1137649260364605682006-01-19T00:41:00.000-05:002006-01-19T00:41:00.373-05:00

Filling Out a Advance Cash FormIt has never been simpler to fill out an application for a cash advance loan. Many companies even allow you to fill out the application through their website and then will get into touch with you regarding your application within 24 hours. This makes the process less intimidating and it goes much quicker. Answering the questions on the cash advance form is also

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1137647343775819382006-01-19T00:07:00.000-05:002006-01-19T00:09:03.786-05:00

Hi,Am I on a blogging spree or something?I just read an interesting article about how to fix your broken credit."Debt problems destroy your credit history and isolate you from a host of economic privileges and opportunities. If your credit report was a wake up call to get out of debt, you may be wondering what to do next. The first step to stop the hemorrhaging is simply to not borrow another

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1137647168484068352006-01-19T00:06:00.000-05:002006-01-19T00:06:08.496-05:00

Hi,Am I on a blogging spree or something?I just read an interesting article about how to fix your broken credit."Debt problems destroy your credit history and isolate you from a host of economic privileges and opportunities. If your credit report was a wake up call to get out of debt, you may be wondering what to do next. The first step to stop the hemorrhaging is simply to not borrow another

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1137645450651254982006-01-18T23:33:00.000-05:002006-01-18T23:37:30.656-05:00

Hi,I just saw an interesting article on whether delinquent credit card accounts will increase or not.Will it?It makes sorry reading.But help is at hand. You will see that in the next few days.Cheers,Johncy EdwardYour Trusted Credit Repair Guru

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1137563228640906542006-01-18T00:47:00.000-05:002006-01-18T00:47:08.673-05:00

Using Research To Get A Cash AdvanceIt may be difficult to understand the cash advance process, but it is not the process of getting the money that is the difficult part to understand. The hard to understand part is the interest that is added onto the cash advance loan. Many people sign the contract without even looking at the interest rate. If they did look at the interest rate, they would be

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1137476057970856922006-01-17T00:34:00.000-05:002006-01-17T00:34:17.983-05:00

Getting A Cash Advance Loan OnlineGetting money from an online cash advance company will take almost no time and this is one great way to get the emergency cash that you are seeking. There are many people who are unsure about cash advances because they do not know how long it takes to get the money. However, the cash advance process is simple and quick and if you are approved, then you can

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1137474544070840642006-01-17T00:09:00.000-05:002006-01-17T00:09:04.120-05:00

First Cash Advance Requirements For A Cash Advance LoanGetting a cash advance loan is very easy. Many companies, including First Cash Advance, do not have very many requirements to get a cash advance loan. You don't have to go through a maze of requirements to get a cash advance loan. In fact the only requirements that you will have to meet are that you have to be over 18 years old and earn

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1137293398116886552006-01-14T21:49:00.000-05:002006-01-15T08:13:33.923-05:00

Meeting a Financial Need With A Cash AdvanceIt may be impossible to see how you can possibly make it through a financial problem and this is why many people are very grateful for the cash advance industry. This short-term loan can be extremely helpful in getting you over a tough time financially and has been very helpful to many people who are in a financial bind. Cash advances were born out

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1137131170490704042006-01-13T00:46:00.000-05:002006-01-13T00:46:15.613-05:00

The Addiction Lure of Cash AdvancesGetting a cash advance loan may make you feel better about a financial problem, but just think how much better you will feel once you have paid back that loan! It is very easy to become too dependent on cash advances by thinking that since you have paid back one loan, it is very simple and easy to get another cash advance and pay it back too. It may be easy,

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1137044723349486362006-01-12T00:45:00.000-05:002006-01-12T00:45:23.356-05:00

Using Cash Advances CorrectlyIf you do not use the money that your received from a cash advance properly then you could end up in a huge financial mess. If you are getting a cash advance to pay a bill, but you do not pay the bill, then you will not only be in debt to the cash advance company, but you will also be in trouble with the company who you needed to pay. Cash advance companies do not

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1136957608578646462006-01-11T00:33:00.000-05:002006-01-11T00:33:28.606-05:00

Research Cash Advance Companies &#9 Make sure that you research cash advance companies before deciding on one. Ask questions to make sure that you choose the best company, including its policies, for you and your financial situation. Most cash advance companies are not out there trying to mislead you and will treat your fairly and with respect. However, there are those companies that may not

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1136871154906103402006-01-10T00:32:00.000-05:002006-01-10T11:15:47.046-05:00

Quick, Easy, and Dangerous-Cash AdvancesFinancial problems may seem to be overwhelming, but everyone has times when they thought that there was no way that they could make it without extra cash, but have somehow managed to squeak by anyway. Keeping those times in mind can help you to make it through other financial problems as well. If you are thinking of getting a cash advance merely because

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1136862048033164672006-01-09T22:00:00.000-05:002006-01-09T22:00:48.496-05:00

Hi,How are you doing on this new year?I am giving you an interesting quote I just read which may help you guys. :) DEAR BOB: I have a FICO (Fair Isaac Corp.) credit score of 750 and wonder why I am still paying PMI (private mortgage insurance)? --Jennifer R.DEAR JENNIFER: Congratulations on your superb FICO credit score. However, that has nothing to do with your obligation to pay PMI.Purchase

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1136821971014666142006-01-09T10:52:00.000-05:002006-01-09T10:52:51.046-05:00

You should carefully weigh the problems that may occur when you receive a cash advance. The repayment requirements may be stiff. Missing even one payment can cause your interest rate to steeply rise to up to 30%. Even though most cash advances are for small loans, you may find some companies that will allow you to borrow up to $1500 without a credit check. Most of these companies will

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1136785494352188262006-01-09T00:44:00.000-05:002006-01-09T00:44:54.416-05:00

Cash Advances Of $1000 Based On Provable IncomeMany loan companies allow their customers to borrow around $1000 if you pay it back according to their payment schedule. You need to know, however, that you will end up repaying the cash advance company a lot more than you borrowed because of the high interest that is added to the cash advance. A few of the cash advance companies do not loan out

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1136776451302499902006-01-08T22:14:00.000-05:002006-01-08T22:14:11.336-05:00

Cash Advance ReliancePeople rely on cash advances too much. They depend on cash advance loans to give them money when they are low on cash, rather than waiting until they get paid. Many of these people get cash advance loans to keep going until their next payday, rather than budgeting more wisely to help them stretch their money. They spend more money trying to get more money, which makes the

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1136614855948145232006-01-07T01:20:00.000-05:002006-01-07T01:20:55.953-05:00

Hi,I just got hold of a wonderful set of articles on Cash Advances and how it can help you.I would like to post them one of the other and I would love to hear your responses to that.hey, in this new year, will you do mea favour? Will you pls tell me what area I should cover?I would love to hear your ideas and every idea will get a gift worth atleast $19 and I will give 3 first prize which is my

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1136611748024743252006-01-07T00:25:00.000-05:002006-01-07T00:29:08.036-05:00

Hi Everyone,Happy New Year.Since I was on a long holiday, I could not update you on my blog.Now that I am back, please look for updates almost on a daily basis.Thanks a lot,Johncy EdwardYour Trusted Credit Score Repair Guru

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1133183339991081862005-11-28T08:03:00.000-05:002005-11-28T08:09:00.206-05:00

Hi,I just saw an article which discusses the offer of free credit report repair available for you.Interesting ArticleCheers,Johncy EdwardYour Trusted Credit Report Repair Guru

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1132891492888591242005-11-24T22:56:00.000-05:002005-11-24T23:04:53.046-05:00

Hi,If you are planning to spend on gifts, let me handhold you to a great article I jut read on how to spend your money in this holiday season.The most important advice I can give you:Set a budget and go for shopping.Read the rest of it here :Gift IdeasCheers & Happy ThanksgivingJohncy EdwardYour Trusted Credit Report Repair Guru

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1132803398146537792005-11-23T22:28:00.000-05:002005-11-23T22:36:38.586-05:00

Hi,Happpy thanksgiving for all of my blog readers.Here's an useful article with loads of tips and ideas:IdeasCheers,Johncy EdwardYour Trusted Credit Report Repair Guru

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1132244140427719562005-11-17T11:09:00.000-05:002005-11-17T11:15:40.666-05:00

Hi,Isn't it great to find out that this is the 100th post in this Credit Report Repair blog.I'm so excited about the future and the way I can add value all my blog reader's lives.Would you be interested in getting very,very low apr on your Credit Cards?Read thisYou are welcome to comment your views on this great article.Cheers,Johncy EdwardYour Trusted Credit Report Repair Guru

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1131792947374455782005-11-12T05:34:00.000-05:002005-11-12T05:55:47.603-05:00

HiAny takers for this sweet little offer ?A free T Shirt or a Cool Blanket for your autograph...On Credit Card applications.I just read the story and thought I have to warn you about this. Especially you college kids.All I can say is beware. If you get an offer for a credit card, go thru the terms with a fine comb and double check before you sign the dotted line.Don't say that you are not

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1131690251697232382005-11-11T01:24:00.000-05:002005-11-11T01:34:40.820-05:00

Hi,An interesting trivia I read today:Identity theft is the nation's fastest growing crime, but most victims aren't aware they are being victimized until they look at their credit reports and, perhaps see a new credit account they did not originate on their credit file.You know what it does to your Credit Score right? If not sign up for my blog and read thru my posts. Ofcourse you can contact me

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1131611479614749082005-11-10T03:30:00.000-05:002005-11-10T03:31:30.460-05:00

Hi,I read an interesting piece of news and I am passing it on to you.This week, credit reporting company TransUnion announced that it is rolling out a customized credit scoring model for the broadband/cable industry. These service providers join credit card companies, lenders, landlords, insurers, employers, and utility companies in having an industry-specific risk formula to run consumer

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1131511511251305272005-11-08T23:29:00.000-05:002005-11-08T23:45:11.250-05:00

Hi,An Action Plan For doing your credit report repair:-Do you have too much debt? -Too many unpaid bills? -Have you recently faced a major financial upset such as a bankruptcy? -Have you simply not had credit long enough to establish good credit?-Have you defaulted on a loan, failed to pay taxes, or recently been reported to a collection agency?Answer these questions and you'll be way above

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1131448195468128462005-11-08T06:08:00.000-05:002006-11-25T04:42:50.113-05:00

Pls Visit My Link PartnersThey are here for a reason.Home Equity Loan RatesDave Navarro All Debt Consolidation - Complete debt consolidation guide.Select cards TodayYour Home Equity - use it to improve your Credit ScoreMortgage Refinance - when should you do it?Web Conferencing ServiceUtah Topo MapsSilent Auction Seller Online Auction Consignment Thrift Shopaffordable web designPayday

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1131160937030178552005-11-04T22:02:00.000-05:002005-11-04T22:22:17.043-05:00

Hi,Does multiple queries on your credit report affect your credit score?Here is the answer for you:In addition, there also are competitors to FICO, including Experian-Scorex, as well as systems developed by lenders for their own use. Each system has its own scale and unique method of assessing lending risk. But in most cases, all the systems count multiple inquiries for mortgage and auto lending

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1130814100243853872005-10-31T22:01:00.000-05:002005-10-31T22:01:40.406-05:00

Hi,I just read a snippet which may be of use to you.Q: As I search for a home loan, my FICO scores are 781, 786 and 793, respectively. Does it help to get the numbers even higher or does the benefit of doing so stop paying off once you reach a certain point? A: With credit scores that high, you are in solidly safe territory for getting the best home loan rates out there. So now that you know this

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1130640691664424352005-10-29T22:47:00.000-04:002005-10-29T22:51:31.803-04:00

Hi,An interesting survey you should know:U.S. PIRG collected 200 surveys from adults in 30 states who reviewed their credit reports for accuracy. Key findings include: * Twenty-five percent (25%) of the credit reports contained errors serious enough to result in the denial of credit; * Seventy-nine percent (79%) of the credit reports contained mistakes of some kind; * Fifty-four

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1130554920333468652005-10-28T22:53:00.000-04:002005-10-28T23:02:35.003-04:00

Hi,A question I am repeatedly asked is :Will closing unused accounts help improve credit score?Well I have Craig Watts, public affairs manager at Fair Isaac Corp. to answer it for you."A person's FICO credit score will never improve because she closes an account, unused or otherwise," he says. "In fact, closing an account can occasionally have the opposite effect on one's FICO score, depending on

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1130469573139774432005-10-27T23:01:00.000-04:002005-10-27T23:19:33.153-04:00

Hi,Have you recieved the Locked For Life Deals?If your credit score is really good, you'll get them.By reading this blog and getting my materials, you'll be on that elite list sooner than later. :)What to do when you get one?Read the fine print. Know what you get. One very very important thing to remember: Never, ever, ever be late inpayments. Cheers,Johncy EdwardYour Trusted Credit Repair Guru

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1130388781424835852005-10-27T00:47:00.000-04:002005-10-27T00:53:01.436-04:00

Hi,How much do you know about your credit report repair ?Here's an interesting but educating quiz for you. Free Credit Report QuizThis is something I want eveyone of you my blog readers and subscribers should take.Cheers,Johncy EdwardYour Trusted Credit Repair Guru

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1130296545620683382005-10-25T23:11:00.000-04:002005-10-25T23:15:45.626-04:00

Hi,Don't ever fall prey to the Credit Report Repair ScamstersA group of U.S. and Canadian telemarketers agreed to pay $415,000 to settle Federal Trade Commission charges they were selling nonexistent credit cards to U.S. consumers. The defendants are banned from selling credit-related products through telemarketing and must stop trying to deceive consumers into giving out their financial

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1130031559354685392005-10-22T21:36:00.000-04:002005-10-23T08:46:03.470-04:00

Hi,An interesting trivia for the uninitated:Do you know when a person starts accumulating his credit score?When he or she is 18Cheers,Johncy EdwardYour Trusted Credit Score/Credit Repair Guru

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1129862666608103382005-10-20T22:37:00.000-04:002005-10-20T22:44:26.616-04:00

Hi,Do you think auto insurance has anything to do with credit report repair and to improve credit score?To Win at Auto Insurance Game, Shoot for the Best Credit ScoreBy shooting for the best score, you can qualify for the best policies, and that is truly how you win at the insurance game.To Win at Auto Insurance Game, Shoot for the Best Credit ScoreCheers,Johncy EdwardYour Trusted Credit Repair/

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1129825649356538952005-10-20T12:14:00.000-04:002005-10-20T12:27:29.363-04:00

Hi,One more nugget for you to chew on from my upcoming book on credit report repair:Credit Report Repair - part time IncomeWhile you are repairing your credit, you will want to channel as much money as you can into savings and debt repayment. For this, having a second income or even just a few hundred dollars a month more can mean that you get your credit into shape faster. Cheers,Johncy

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1129718789632218682005-10-19T06:40:00.000-04:002005-10-19T06:46:29.636-04:00

Hi,What do you want to know?credit card debt help credit report repair what is a good credit score free credit report online free online credit report free credit score free credit checkannual credit reportcredit card debt consolidation credit card consolidation credit repair service credit reports online 3 major credit bureaus What is that you want me to cover in this blog?Cheers,Johncy

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1129553801295070662005-10-17T08:49:00.000-04:002005-10-17T08:56:41.300-04:00

Hi,Another nugget from my upcoming book on Credit Report Repair:Credit Report Repair is hard work and daunting as well. Once in a while, as you reach a milestone, you need to reward yourself. You should do this through some means that do not involve debt or money. If you repay your credit card bill, there is no sense in running up that bill again on a shopping trip. Instead, you should list

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1129429178826091262005-10-15T22:10:00.000-04:002005-10-15T22:19:38.833-04:00

Hi,Here's where you can get your Free Credit Report Online:For information about obtaining a free copy of your credit report, visit www.annualcreditreport.com. If you have already obtained your free annual report, you can purchase reports and scores from all three bureaus for $44.85 at www.myFICO.com. Or, you can go directly to each bureau -- TransUnion (www.transunion.com), Experian (

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1129343605451410752005-10-14T22:21:00.000-04:002005-10-14T22:33:53.623-04:00

Hi,Do our politicians need Credit Card Debt Help?According to Toledo Blade they don't need that it seems.Neither do they need credit report repairThe two men running for mayor of Toledo —...... The checks, run by the Credit Bureau of Toledo, show both men have minimal credit card debt and stellar credit ratings. Toledo candidates OK credit checksIf you are interested in credit report repair, you

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1129189405155321722005-10-13T03:36:00.000-04:002005-10-13T03:43:25.160-04:00

Hi,Look out for this scam which is taking place on the various "Credit Repair Services" available on the market.Another warning sign to watch out for is the suggestion to create a "new" credit report or identity by applying for the Employer Identification Number (EIN). An EIN is primarily used by businesses; obtaining an EIN under false pretenses is a crime! What's WrongCheers,Johncy EdwardYour

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1129135200937074182005-10-12T12:33:00.000-04:002005-10-12T12:40:00.943-04:00

Your credit score is based on your past financial responsibilities, past payments and credit. Your credit score lets the lender to know how much of a credit risk you are. If you have a lot of debt your credit score will suffer. Following are the tips to repair credit report on your own.Paying down your debts to a minimum amount/level will raise your credit score:Say for example you have $1000

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1129111278306222172005-10-12T05:55:00.000-04:002005-10-12T06:01:18.316-04:00

Hi,Here are some Experian Telephone Numbers /TransunionTelephone Numbers /EquiFax Telephone NumbersEQUIFAXFAX NUMBERS281-878-1974678-795-7798888-729-0083866-233-3777800-395-6440 CHECK ON STATUS OF INVESTIGATION866-838-1016 ATTN: FAX TEAM866-838-1017 -----------------EXPERIAN NUMBERS888-397-3742888-972-5722VOICE MAIL972-390-3814SUPERVISORS972-390-4000972-390-4001972-390-4002972-390-4003972-390-

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1129003576980122432005-10-10T23:56:00.000-04:002005-10-11T00:06:40.736-04:00

Hi,If you want to get hold of your free credit score, I am glad to show you where the FTC wants you to go to.An amendment to the Fair Credit Reporting Act requires each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – to provide you with a free copy of your credit report, at your request, once every 12 months. (This rule goes into effect for people living in

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1128915392814387952005-10-09T23:29:00.000-04:002005-10-09T23:36:32.820-04:00

Hi,Here's another definition for Credit Score:The credit score is based on your credit report, which contains a history of your past debts and repayments. Credit bureaus use computers and mathematical calculations to arrive at a credit score from the information contained in your credit report. This is an excerpt from the book I am writing on How To Improve Credit Score and How To Repair Your

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1128736591480620152005-10-07T21:51:00.000-04:002005-10-07T21:56:31.486-04:00

Hi,There is a second storm coming to the victims of Katrina. They are already battered to dust. Will they overcome this?A second storm surge may soon start slamming into Gulf coast residents hit by hurricanes Katrina and Rita. Mounting unpaid bills will lead to a surge of black marks on victims' credit reports, say consumer advocates, sinking their credit scores. And now, they say, efforts to

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1128653443719058892005-10-06T22:40:00.000-04:002005-10-06T22:50:43.726-04:00

Here's how: I just read an interesting article here:The Rebel Yell Know which type of credit account your credit grantor uses. This is helpful because it allows you to understand your payment plan more extensively. There are three types of credit accounts credit grantors generally use.Revolving Agreement: This is where the consumer will either pay in full each month or make partial payments based

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1128597400678066272005-10-06T07:16:00.000-04:002005-10-06T07:16:40.703-04:00

Hi, Any relationship between Shopping Online & Protecting Your Identity A big yes! Never buy anything online from a company which does not have the following: a. Atleast a 128 bit Encryption b. Good Privacy policy c. Spam policy Why ? When your critical info is leaked thru these sites your identity is stolen, your credit card is defrauded and your credit score dives for good. Cheers,

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1128478702330030062005-10-04T22:12:00.000-04:002005-10-04T22:18:22.336-04:00

Hi,For guy & gals who are thinking of how to improve credit score, my blog is giving very useful information they can take to the bank literally.According to Andy Jolls, vice president of myFICO.com, the consumer arm of Fair Isaac. "The factors that determine your score include whether you pay your bills on time, how much you owe relative to the amount of credit you have, the length of your

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1128417185185024612005-10-04T05:08:00.000-04:002005-10-04T05:13:05.190-04:00

Hi,Here's what's used to calculate your credit score:"Information such as what type of debt you have, how much debt you have, how regularly you pay your bills on time, and your credit accounts are all information that is used to calculate your credit score."Cheers,Johncy EdwardYour Trusted Credit Score/Credit Repair Guru

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1128312514723959172005-10-03T00:08:00.000-04:002005-10-03T00:08:34.746-04:00

Hi, An interesting Monday morning trivia for you. Did You Know That Over 80% of Online Loan Applicants Are Successful? You know the moral of the story right? Use internet to get a good bargain. Cheers, Johncy Edward Your Trusted Credit Score/Credit Repair Guru

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1128054390007891532005-09-30T00:17:00.000-04:002005-09-30T00:26:30.013-04:00

Hi,Is there anything to do with how to improve credit score and your prosperity?Yes. Very much.How?Check your credit score every three months and now that credit reports are free, keep a tab on your score and resolve any discrepancies and sooner than enough you re on the road to prosperity.Cheers,Johncy EdwardYour Trusted Credit Score/Credit Repair Guru

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1127971990297641642005-09-29T01:30:00.000-04:002005-09-29T01:33:10.306-04:00

What Does Your Credit Score Mean?If you are going to improve your credit score, then logic has it that you must understand what your credit score is and how it works. Without this information, you won't be able to very effectively improve your score because you won't understand how the things you do in daily life affect your score. If you don't understand how your credit score works, you will

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1127957044427949942005-09-28T21:24:00.000-04:002005-09-28T21:24:04.450-04:00

Hi, These are the three that could mess up your credit score big time. a.Mistaken Identities b.Identity Theft c.Administrative errors You want more info: The Top Three Ways That Can Mess Up Your Credit Score Cheers, Johncy Edward Your Trusted Credit Score/Credit Repair Guru

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1127796745119645992005-09-27T00:47:00.000-04:002005-09-27T00:52:25.126-04:00

Hi,Would you like to know the percentage of error in your Credit Report?Reports suggest upto one third of your Credit Report may be wrong. Do you now know why your Credit Score is so low and you didn't know why?Now that you know, do something about it.Otherwise contact me and let me see how I can help you,Cheers,Johncy EdwardYour Trusted Credit Score/Credit Repair Guru

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1127701442116513002005-09-25T22:24:00.000-04:002005-09-25T22:24:02.140-04:00

Hi, Would you like to read some interesting trivia I've collected for you? Here they are : a.A new survey from the Consumer Federation of America and Providian Financial shows that more consumers than last year understand their credit scores. The percentage of consumers who know that paying bills on time influences their credit score rose from 87 percent in 2004 to 93 percent in 2005.

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1127526730833403262005-09-23T21:52:00.000-04:002005-09-23T21:52:10.836-04:00

Hi, An interesting informaton for you. Did your Credit Counseling company tell you this? What Does Minimum Payment Mean To Your Credit Score? It consistently drags your credit score down. Cheers, Johncy Edward Yours Credit Score/Credit Repair Guru

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1127450738575582872005-09-23T00:45:00.003-04:002005-09-23T01:07:49.656-04:00

Hi,With the growth in so many Credit Counselling companies,trying to sell you their stuff, do look for these road blocks.a.When a credit repair company asks for money without first providing services.b.If they didn't tell you of your rightsc.What you can do for yourselvesd.When they tell you to invent a "new" credit report by applying for an Employer Identification Number to use instead of your

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1127401022603401982005-09-22T10:57:00.000-04:002005-09-22T10:57:02.636-04:00

Hi, Some debt counselling would be a good idea right? Not at all. Closing zero balance credi cards while having all the credit on a single card is very dangerous. When the interest rate is raised, you'll be left with no option to shop elsewhere. Cheers, Johncy Edward Your Trusted Credit Score/Credit Repair Guru

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1127355686348601772005-09-21T22:21:00.000-04:002005-09-21T22:27:30.866-04:00

Hi,What does your Credit Score Mean?In my logs for this blog I'm seeing lot of people searching for this.They want to know what actually Credit Score means to them?Credit Score is a measure of your credit risk. Let me explain without the tech mumbo jumbo.Based on several factors like your Credit Card usage, your bill paying patterns, mortgage payments and the way you handle your money, the three

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1127271262667668292005-09-20T22:54:00.000-04:002005-09-20T22:54:22.686-04:00

Hi, What do you think? Do husband and wife share the same Credit Score? 52% of Americans believe it so. The truth is : They do not. Cheers, Johncy Edward Yours Credit Score/Credit Repair Guru

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1127097669313424112005-09-18T22:41:00.000-04:002005-09-18T22:41:09.336-04:00

Hi, Hope you had a great weekend. Here is my Simple 3 Step Formula to Improve Credit Score & Repair Your Credit a. Get a secure credit card. It is you giving you a credit card using your own money. Yet, it is treated as a rgular credit card and gets reported to all the credit bueras. Look for free cards. b.Get a department store card. Simple to get one. But pay in time to avoid interest

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0tag:blogger.com,1999:blog-14753497.post-1126873267460858672005-09-16T08:21:00.000-04:002005-09-16T08:21:07.496-04:00

Hi, If your Credit Score is bad, you are charged a higher rate of interest than for a person with a good credit score Now are they evil to do that? No. "'There are lenders out there who charge a higher rate and a higher closing cost because a buyer's credit is not very good,'said Liz Lamoureux, director of homeownership for the New Hampshire Housing Finance Authority. 'They're not all bad.

Johncy Edwardhttp://www.blogger.com/profile/09640710001227188824noreply@blogger.com0